Understanding the cost of care at home

Choosing the right home care shouldn’t be confusing. At VMCH, we make pricing easy to understand. You'll know what services cost, how funding works, and what options are available to suit your needs. Whether you're eligible for government support or prefer to pay privately, we’ll help you explore care that fits your situation.

A woman from VMCH helps a man read through documentation about Home Care Packages

Commonwealth Home Support Programme (CHSP)

CHSP is a government-funded program that offers affordable, entry-level support for older Australians .

Eligibility: 65+ (or 50+ for Aboriginal and Torres Strait Islander people)
Assessment: Through My Aged Care
Fees: Government covers most of the cost; you pay a small contribution (VMCH CHSP fees start at $7.00).

Download price list

Home Care Packages (until 31 October 2025)

Home Care Packages (HCPs) provide more comprehensive support for older Australians with higher or more complex care needs.

Funded by the Australian Government, these packages offer flexibility and choice in how care is delivered.

Eligibility: Australians aged 65+ (or 50+ for Aboriginal and Torres Strait Islander people)
Assessment: Through My Aged Care
Fees: The government provides a set budget based on your assessed care level (Levels 1–4). You may be asked to contribute an income-tested fee. VMCH offers transparent pricing, with care management fees capped at 10% and service rates clearly outlined.

Download price list

Support at Home (from 1 November 2025)

The Support at Home (SAH) program is a new, government-funded way of delivering aged care at home.

It combines the Home Care Packages program and Short-Term Restorative Care into one simplified system, making it easier to access the right services.

How it works:

You’ll have one assessment to determine your care classification
Services will be grouped into clinical care, independence, and everyday living
You may pay a co-contribution based on your income.

VMCH will support you through the transition and help you get the most from your funding.

About Support at Home

Short-Term Restorative Care (STRC)

Supporting independence with Short Term Restorative Care across Hume and Grampians.

STRC offers short-term support to help older Australians regain independence and delay entry into long-term care.
Funded by the Australian Government, STRC includes services like physiotherapy, occupational therapy, podiatry, personal care, and domestic assistance.

Eligibility: Older people recovering from illness, slowing down physically or mentally, or needing help with daily tasks
Assessment: Through My Aged Care
Fees: Many care services are government-funded, though you may be asked to contribute depending on your individual care needs.

Download brochure

Private and independent funding

If you’re not eligible for government subsidies, don’t want to wait for funding, or need extra services beyond your package, you can pay privately.

Benefits of private care:

No wait times! Start support immediately
Flexible choice of services and frequency
Competitive hourly or per-visit rates

Get in touch

Get personalised advice

Our friendly home care team can check your eligibility, explain funding options, and create a tailored service plan and quote.

Email our team today